Split Loan Calculator

When will you become a millionaire?

This calculator shows you how long it will take you to reach a savings target.

How much is the initial deposit
How much will you deposit monthly ($)
Average rate of return on investment (%)¹
Average annual inflation rate (%)²
What target would you like to reach ($)³


You will reach your goal in
The inflation adjusted final amount is worth ($)
If you take the capital of
and invest at rate of return of (%)⁴
This will provide monthly income before tax of
or, an annual income before tax of


¹ 3% is a good rate of return. ² Inflation, is currently less than 4%. Note: Inflation is currently low, choose whatever rate you wish, but we think 3% is fair as an average You may change the rate of inflation and the rate of return to what ever rates you think will apply over the number of years you select. We suggest rates between 3% and 5%. ³ Similarly the $1m is our default wealth goal. You can change this to whatever final figure you want. ⁴ You may change the rate of return to any value you like

1 Hastings Road, Mairangi Bay
1st Floor – Green Gables Centre
Mairangi Bay
North Shore City 0630